Homeowners Insurance

Unveiling the Unseen: 13 Common Risks Not Covered by Most Homeowners Insurance Homeowners insurance is a crucial investment for protecting your most valuable asset – your home. It provides a safety net against a range of unforeseen events, including fire, theft, and natural disasters. However, not all risks are created equal, and there are several potential pitfalls that many homeowners

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If you were asked to describe the state of the housing market over the past few years, it could be summarized in one word: unpredictable. At the start of the COVID-19 pandemic, many experts predicted a looming housing crash. But instead of heading into a real estate meltdown, U.S. home prices increased an astounding 37 percent in the two years

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Have you heard? Erie Insurance partnered with Danny Lipford and the Today’s Homeowner crew to spread the word about our valuable independent insurance agents and ERIE’s signature Guaranteed Replacement Cost coverage. WHO IS DANNY LIPFORD? Danny Lipford is known as America’s Home Improvement Expert. As host of the Emmy-nominated, nationally syndicated Today’s Homeowner television and radio program, podcast and the destination website TodaysHomeowner.com, Lipford delivers fresh, practical and trusted

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Is Your Home Insured to Its Replacement Cost? If you lost your home in a fire, how much would it cost to rebuild it? The answer may be different than you think. And if your home isn’t insured to its full replacement cost, your homeowners policy may not cover the full cost for you to rebuild it in the event of a

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Shopping Safety Tips for the Holidays The average American plans to spend $998 on gifts and other holiday items this holiday season, according to the National Retail Federation. While that’s not as high as pre-pandemic years, it will still be a busy time for both online and brick and mortar retailers. However, all that hustle and bustle can create opportunities for

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Interior Water Damage Prevention for New Homeowners Congratulations! Homeownership is a big step. While you’re getting used to your new responsibilities for home maintenance and upkeep, it’s important to get familiar with water damage risks to your home. When you know the potential risks, you can prevent damage in the first place. Water damage is messy, costly and can even

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Buying vs. Renting a House? Five Questions to Consider You’re thinking about moving from apartment life to a house, but you’re not sure you’re ready – financially or otherwise. How much yard do you want and how will you maintain it? How much living space do you need? What are the challenges of home ownership versus renting a home? What will the

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6 Smart Insurance Questions for Newlyweds and Soon-to-Weds So you’ve tied the knot – or at least are starting to prepare for the big day. This major life step often leads to plans to buy a house or upgrade your apartment so there’s enough room for the two of you…  and perhaps some future bundles of joy. Amid the whirlwind

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If you’re planning a home renovation, you may want to call your insurance agent first because this decision can impact your homeowners insurance. Some home renovations will change the amount of coverage you need, while others could even help you qualify for a discount. We cover six common scenarios that could affect your insurance, so you can plan ahead. 1. Building

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Whether you’re in the market for your first home or you’re a seasoned home buyer, one key element you need to keep in mind is insuring your new investment. Particularly for first-time home buyers, mapping out the home-buying process can help to make the experience go a little more smoothly. This includes making sure you’ve covered your homeowners insurance needs.

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