KVIS & Coe Insurance Blog – Safety Tips, News, Events

Buying renters insurance to protect your stuff may seem like an unnecessary expense, until you experience a theft or fire in your rented home or apartment and lose some of your most treasured possessions forever. Whether you’re a longtime renter or starting out in your first place, renters insurance policies provide important benefits and coverage. If a fire or similar incident destroyed

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It’s a beautiful day outside. The sun is shining and the weather is perfect. You slide into your car, ready to start your busy day, when—uh oh!— your car won’t start. There are many reasons why your car won’t turn over. Before calling for help, there are things you can check yourself. For starters, make sure the steering wheel isn’t

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The Centers for Disease Control and Prevention reports that 48% of Americans do not have emergency kit supplies. Building a basic emergency kit for evacuations or stay-at-home orders will help to keep your family safe. (Having the right homeowners insurance helps give you peace of mind, too.) You might already know the basic items that should be in every home emergency kit. But when it

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The term “high-mileage vehicle” can sometimes be interpreted as “rust bucket” or “clunker,” but the truth is today’s vehicles are built better than ever. A car with 100,000 miles is no longer the maximum life expectancy for a vehicle. If you keep up with routine maintenance, you could push your vehicle to well over 200,000 miles. Keep reading to find out

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Life’s changes come with new goals and dreams. Whether you’re getting married, expecting a baby, or getting ready to downsize… big changes in life often come with new financial priorities, too. That’s why it helps to have an insurance agent who can help you understand what these changes mean for your insurance needs. Wondering what to expect for your next adventure? Read

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It’s the day you’ve been waiting for. You paid off your car. Congratulations! Now what? As you enjoy the extra cash in your bank account, it may be a good time to take a look at another expense that impacts your budget: your auto insurance. Now that you own your car, it’s reasonable to ask: Which coverages are optional when you own

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Chris Librizzi is NBIC’s primary Fire Investigator and Large Loss Adjuster. Doubling as a firefighter for the city of Warwick (RI), Chris has seen the destruction, personal devastation, and severe financial impact that fires have on homeowners. Chris is on a mission to keep his family, friends, neighbors, agents, and policyholders educated and safe. According to the National Fire Protection

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Imagine this hypothetical scenario: you’re a small business owner who needs to fill an open position at your company. After sorting through resumes and interviewing four candidates, you hire the one you think will be the right fit for the job. Your new employee joins your team, and business continues as usual. Three weeks later, you’re notified that one of

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At KVIS & Coe, we don’t take the price you pay for car insurance lightly. Like most companies today, we’re facing increased costs of doing business. And we know that you are facing rising costs too, on everything from gasoline to breakfast cereal to housing. And while a lot of factors go into what you pay – from vehicle safety ratings

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Rather than using a letter of credit (LOC) to guarantee performance, businesses can work with insurance carriers to fulfill their performance guarantee needs. Securing bonds rather than LOCs enables an organization to preserve credit limits and cash reserves for other important business reasons, such as equipment purchases or inventory requirements. Commercial contract (performance) bonds ensure that a customer will be

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