KVIS & Coe Insurance Blog – Safety Tips, News, Events

Medicare Supplement vs. Medicare Advantage: What’s the Difference? Applying for Medicare once you reach retirement age sounds simple enough. But just because you’re covered under the federal health insurance program doesn’t mean you won’t be faced with out-of-pocket costs. With Original Medicare (Parts A and B), you’ll receive coverage for health-related expenses like hospital care, doctor visits, medical procedures and

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15 Common Questions About Life Insurance Life isn’t one-size-fits-all – and neither is life insurance. Planning for the future can feel exciting and scary at the same time. Whether you’re buying your very first policy or planning for the next chapter of your legacy, it’s common to have questions. Here are some common questions you might be wondering. (Want a more

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Interior Water Damage Prevention for New Homeowners Congratulations! Homeownership is a big step. While you’re getting used to your new responsibilities for home maintenance and upkeep, it’s important to get familiar with water damage risks to your home. When you know the potential risks, you can prevent damage in the first place. Water damage is messy, costly and can even

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Here are some helpful tips in the event you experience flooding or damage from a major storm. FINDING A CONTRACTOR Check in with your local homebuilders’ association. You’ll be able to search contractors within your area and put together a list of potentials. Get referrals. Ask your friends, family and coworkers who they’ve worked with in the past. They may have

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Buying vs. Renting a House? Five Questions to Consider You’re thinking about moving from apartment life to a house, but you’re not sure you’re ready – financially or otherwise. How much yard do you want and how will you maintain it? How much living space do you need? What are the challenges of home ownership versus renting a home? What will the

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Life is always changing – which is why it’s important to review your insurance needs and make sure your coverage is keeping up with your life. Whether you’re entering adulthood or nearing retirement, you may have a need for life insurance… but understanding which policy is best for you can be confusing. Let’s talk term and whole life insurance to

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What Is An Umbrella Policy? I’m a safe driver. I don’t do risky things. Someone I know would never sue me. When it comes to truly terrible events, many people have the “it can’t happen to me” mentality. However, by simply driving a car, owning a home or entertaining friends, the possibility exists that a tragic accident could occur… and

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Are You Covered When an Employee Claims Harassment or Discrimination? You probably never want to imagine a situation in which an employee, a former employee or an employment candidate sues your business for sexual harassment or discrimination (on the basis of, for example, age, sex, race or disability). Unfortunately, though, it does happen. Sexual harassment has been in the news

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6 Smart Insurance Questions for Newlyweds and Soon-to-Weds So you’ve tied the knot – or at least are starting to prepare for the big day. This major life step often leads to plans to buy a house or upgrade your apartment so there’s enough room for the two of you…  and perhaps some future bundles of joy. Amid the whirlwind

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Motorcycle Safety Tips for Riding in Bad Weather There is perhaps no one who looks forward to spring and summer more than a motorcycle owner. You’ve just spent a long winter staring longingly at your bike that has been parked in the garage. Finally, the first day of warm weather and clear skies brings with it an air of excitement

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