Condominium Insurance

We offer free, comparative condominium insurance quotes from multiple carriers so you can get the best possible rate. Want to see how much we can save you? Just request a quote and find out.

Condominium Insurance Coverage

Condominium insurance provides coverage for your unit where your condominium association insurance stops. Your association typically insures the building and other common areas. You are responsible for the interior of your unit. Typically you need personal property and liability coverage in addition to coverage for your floors, walls, cabinets and fixtures that your association’s insurance probably will not cover.

Every association’s insurance policy is different regarding what each unit owner is responsible for, so it is important to review your association policy and condominium by-laws carefully. Condominium policies can cover damage to your condominium, motor, trailer, and personal effects in the condominium. Available coverage includes liability, medical payments, injury, and damage to the condominium itself, sometimes called hull coverage. Availability varies by state and by insurance company. Even though condominium insurance premiums are low, shopping your rate can sometimes save a substantial amount.