What Is an Independent Insurance Agency?

If you’re searching for the best insurance coverage at the best price, working with an independent insurance agency may be your smartest choice. But what does that really mean?

At KVIS & Coe Insurance, we’re proud to be an independent insurance agency serving individuals, families, and businesses with a wide range of customizable insurance options. In this blog, we’ll explain what an independent insurance agency is and why choosing one—like KVIS & Coe—can make a big difference when it comes to protecting what matters most.

What Is an Independent Insurance Agency?

An independent insurance agency is a licensed business that works with multiple insurance companies instead of being tied to just one. Unlike a “captive” agent who only offers policies from a single provider, an independent agent can compare policies from a variety of top-rated insurance carriers to find the best fit for your specific needs.

KVIS & Coe Insurance partners with industry-leading insurance providers such as Erie Insurance, Grange Insurance, AAA, Travelers, and more—giving our clients access to some of the best rates and most comprehensive coverage options available.

Benefits of Using an Independent Insurance Agency

Here are the top reasons why choosing an independent insurance agency is a smart move:

Access to Multiple Insurance Companies

With access to a network of leading insurers, independent agencies can offer competitive quotes and help you find the best coverage at the best value.

Personalized Insurance Solutions

Whether you need auto insurance, home insurance, renters insurance, business insurance, or life insurance, we tailor your policy to match your unique lifestyle and goals.

Local and Knowledgeable Agents

Independent agents like those at KVIS & Coe are part of your community. We understand local risks, regulations, and market trends—and we’re here when you need us.

Ongoing Policy Support

As your life changes, so should your insurance. We provide annual reviews, policy updates, and continuous support so your coverage always matches your current needs.

Claims Assistance and Advocacy

If you have to file a claim, we’re on your side. We help guide you through the claims process and work to make sure it goes as smoothly as possible.

All-in-One Insurance Resource

Instead of juggling multiple insurance providers, you can manage all your policies in one place. That means more convenience, organization, and potential savings with multi-policy discounts.

Why Choose KVIS & Coe Insurance?

At KVIS & Coe Insurance, we believe insurance should be simple, affordable, and customized to your needs. As an independent insurance agency, we’re not here to sell you a specific product—we’re here to find the right solution for you.

Whether you’re insuring your first car, buying a home, starting a business, or planning for the future, our team is ready to help you every step of the way.

Get a Free Insurance Quote Today

Discover the independent agency advantage with KVIS & Coe Insurance. Contact us today for a free quote or insurance review, and see how much you could save with the right coverage.