Free Homeowners Insurance Quotes Lancaster, PA

If you have tangible assets, you need the protection of a homeowner’s insurance policy. These policies cover you in a home or an apartment, whether you are an owner or a renter. A well-written homeowner’s policy will pay to replace any of your personal property that is destroyed in a fire or other disaster. The policy will also be your first line of defense against a lawsuit from someone injured at your home.

The cost of this coverage is determined by many rating factors. The quality of the coverage, however, is determined by the quality of the insurer and whether the policy is written on named peril or all-risk basis. A named-perils policy covers only those losses specifically cited in the contract. The all-risk policy works the opposite way — unless a peril is specifically excluded, coverage is provided. The all-risk policy is broader and the burden of proof is on the carrier, not you, in the event of a loss.

KVIS & Coe Insurance offers Free Homeowners Insurance Quotes Lancaster homeowners can depend on. Since we are an independent insurance agency, we work with the top insurance carriers to find you the best possible insurance coverage at the best rate. We work for you, not the carriers!

Contact KVIS & Coe today for free homeowners insurance quotes Lancaster residents can depend on. We also provide our homeowner’s insurance to Millersville, Willow Street, Conestoga, Mountville, East Petersburg, Landisville, New Providence, Strasburg, and surrounding areas.