Storm Season Preparedness Tips from KVIS & Coe Insurance

As storm season approaches, it’s essential to prepare your home to withstand the potential wrath of Mother Nature. From heavy rains and powerful winds to lightning strikes and flooding, storms can wreak havoc on properties, leading to costly damage and disruption. As an insurance company, we understand the importance of proactive measures to minimize risks and ensure the safety of your home and loved ones. Here are some helpful tips to prepare your home for storm season:

Review Your Insurance Policy: Before storm season kicks into high gear, take the time to review your insurance policy carefully. Understand what is covered and what is not in case of storm-related damage. Make sure you have adequate coverage for your property, including wind and flood insurance if necessary. If you have any questions or concerns about your policy, don’t hesitate to reach out to your insurance agent for clarification.

Conduct a Home Inspection: Inspect your home thoroughly to identify any potential vulnerabilities that could be exacerbated during a storm. Check the roof for loose or damaged shingles, ensure gutters and downspouts are clear of debris, and examine windows and doors for gaps or cracks. Address any issues promptly to reinforce your home’s structural integrity and prevent water infiltration.

Secure Outdoor Items: High winds can turn outdoor furniture, lawn ornaments, and other loose items into dangerous projectiles during a storm. Secure or store these items indoors to prevent them from causing damage to your property or neighboring homes. Trim overhanging branches and remove dead trees or limbs that could pose a risk of falling during severe weather.

Invest in Storm Shutters or Impact-Resistant Windows: Protect your home from flying debris and wind-driven rain by installing storm shutters or impact-resistant windows. These measures can help fortify your home’s defenses against the destructive forces of a storm and reduce the risk of damage to your property’s interior.

Reinforce Garage Doors: Garage doors are particularly vulnerable to damage during storms, as they can collapse under the pressure of high winds. Strengthen your garage doors with braces or retrofit them with impact-resistant materials to prevent them from buckling or blowing in during severe weather.
Create a Home Inventory: Documenting your belongings with a detailed home inventory can expedite the insurance claims process in the event of storm-related damage. Take photos or videos of your possessions and keep a record of their value and condition. Store this information in a secure location, such as a cloud-based storage service or a fireproof safe, so it’s easily accessible when you need it most.

Develop a Family Emergency Plan: Prepare your family for the possibility of severe weather by developing a comprehensive emergency plan. Establish evacuation routes, designate a safe meeting place, and ensure everyone knows how to contact each other in case of separation. Stock up on emergency supplies, including non-perishable food, water, flashlights, batteries, and first aid supplies, and keep them in a designated emergency kit.

By taking these proactive measures to prepare your home for storm season, you can minimize the risk of damage and increase the likelihood of a swift recovery in the aftermath of severe weather. Remember, preparation is key to weathering the storm and protecting what matters most. Stay safe and vigilant this storm season, and don’t hesitate to reach out to your insurance company for guidance and support along the way.

If you would like to evaluate your coverage please don’t hesitate to call. 610-459-4444